All Vessel Types Covered
Specialist boat insurance for every watercraft — from dinghies to superyachts. Select your vessel type below.

Ski Boat Insurance
Comprehensive cover for ski boats and powerboats across SA waters.
- Hull and machinery damage (accidental and storm)
- Theft and attempted theft
- Third-party liability up to R5 million
- Trailer cover included

Jet Ski Insurance
Specialist personal watercraft (PWC) cover for jet skis and wet bikes.
- Accidental damage to hull and components
- Theft and hijacking cover
- Third-party liability up to R5 million
- Trailer cover

Yacht Insurance
Specialist sailing and motor yacht cover for coastal and bluewater cruising.
- Hull and rigging cover (agreed or market value)
- Third-party liability up to R50 million
- Racing cover (if declared)
- Offshore and international cruising cover

Fishing Boat Insurance
Tailored cover for recreational and semi-commercial fishing boats.
- Hull and machinery cover
- Fishing equipment and tackle (up to specified limit)
- Fish finder, GPS and marine electronics
- Third-party liability

Catamaran Insurance
Specialist cover for sailing and power catamarans in SA waters.
- Hull cover for both hulls (agreed value)
- Rigging and sails (sailing cats)
- Third-party liability up to R50 million
- Offshore cruising and international cover

Cabin Cruiser Insurance
Comprehensive cover for cabin cruisers, launches and motor cruisers.
- Hull and machinery (agreed value)
- On-board electronics and navigation equipment
- Third-party liability up to R50 million
- Coastal cruising cover

Dinghy Insurance
Affordable insurance for sailing dinghies, tenders and small open boats.
- Hull and equipment cover
- Third-party liability
- Theft and vandalism
- Cover at sailing clubs and dinghy parks

Inflatable & RIB Insurance
Specialist cover for inflatable boats, RIBs and rigid inflatables.
- Inflatable hull cover (fabric and chambers)
- Outboard engine cover
- Third-party liability
- Theft (whole craft or engine)

Pontoon Boat Insurance
Relaxed cruising cover for pontoon boats on SA inland waters.
- Hull and pontoon tube cover
- Deck furniture and fittings
- Engine and drive systems
- Third-party liability

Wake Boat Insurance
Specialist cover for wake boats and wakesurf craft — ballast systems, surf systems and tower equipment covered.
- Hull and structural cover including the wake boat's fibreglass or composite construction
- Ballast system and fill/drain pumps — integral to wake shaping, unique to this vessel type
- Surf system and wake plate components
- Tower, racks, board racks, and lighting rigs

Bass Boat Insurance
Specialist cover for bass fishing boats on SA inland dams — hull, electronics, trolling motor and tournament equipment.
- Hull cover for aluminium or fibreglass low-profile bass boat construction
- Electric trolling motor — a high-value component essential to bass fishing technique
- Fish finder, sonar, chartplotter and electronics suite
- Livewell system and associated pumps and aerators
Not Sure Which Policy You Need?
Our licensed marine insurance brokers will help you find the right cover for your specific vessel and use case.
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